Last updated: November 3, 2025
Version: 1.0
1. PURPOSE AND SCOPE. THIS DISCLOSURE IDENTIFIES MATERIAL RISKS ASSOCIATED WITH YOUR USE OF THE WICK TRADE MOBILE APPLICATION (THE “APP”) AND YOUR INTERACTIONS WITH DECENTRALIZED PROTOCOLS OR OTHER THIRD-PARTY SERVICES YOU CHOOSE TO ACCESS THROUGH THE APP. WICK TRADE LLC (“WICK TRADE,” “WE,” “US,” “OUR”) PROVIDES SOFTWARE ONLY, DOES NOT CUSTODY DIGITAL ASSETS, AND DOES NOT TAKE POSSESSION OR CONTROL OF PRIVATE KEYS. WE ARE NOT AN EXCHANGE, BROKER, DEALER, CUSTODIAN, CLEARING OR SETTLEMENT AGENT, COUNTERPARTY, MONEY TRANSMITTER, OR INVESTMENT ADVISER. YOU ALONE INITIATE AND AUTHORIZE TRANSACTIONS FROM YOUR OWN WALLET. THIS DISCLOSURE IS PART OF, AND INCORPORATED INTO, THE TERMS OF SERVICE AND IS GOVERNED BY WYOMING LAW. NOTHING HEREIN IS INVESTMENT, LEGAL, OR TAX ADVICE, NOR DOES IT WAIVE ANY RIGHT THAT CANNOT BE WAIVED UNDER APPLICABLE U.S. LAW.
2. GENERAL INVESTMENT RISK. DIGITAL ASSETS ARE HIGHLY VOLATILE AND SPECULATIVE; VALUES MAY CHANGE RAPIDLY AND CAN FALL TO ZERO. PAST PERFORMANCE IS NOT INDICATIVE OF FUTURE RESULTS. YOU ALONE DETERMINE WHETHER ANY TRANSACTION OR STRATEGY IS APPROPRIATE GIVEN YOUR FINANCIAL SITUATION, EXPERIENCE, AND RISK TOLERANCE. TO THE MAXIMUM EXTENT PERMITTED BY LAW, NO FIDUCIARY DUTIES ARE OWED; ANY SUCH DUTIES THAT MIGHT OTHERWISE ARISE ARE DISCLAIMED AND WAIVED WHERE PERMITTED.
3. MARKET AND LIQUIDITY RISKS. MARKETS MAY HAVE LIMITED LIQUIDITY, WIDE SPREADS, AND SIGNIFICANT SLIPPAGE. UNDER STRESSED CONDITIONS YOU MAY BE UNABLE TO ENTER OR EXIT POSITIONS AT DESIRED PRICES. PROTOCOL OR NETWORK DEGRADATION (INCLUDING CONGESTION, MEMPOOL DELAYS, MAINTENANCE, OR REORGANIZATIONS) MAY DELAY, REORDER, OR PREVENT SETTLEMENT. PRICES, CHARTS, BALANCES, AND OTHER DATA SHOWN IN THE APP ARE INFORMATIONAL AND MAY BE DELAYED OR INACCURATE; THE RELEVANT BLOCKCHAIN AND PROTOCOL STATE CONTROLS.
4. LEVERAGE AND LIQUIDATION RISKS. IF YOU ACCESS PERPETUAL OR OTHER LEVERAGED PRODUCTS THROUGH A THIRD-PARTY PROTOCOL, SMALL ADVERSE MOVES CAN TRIGGER PARTIAL OR TOTAL LIQUIDATION AND LOSS OF COLLATERAL. FUNDING PAYMENTS, FEES, AUTO-DELEVERAGING, LIQUIDATION QUEUES, OR OTHER PROTOCOL RISK-PARAMETER CHANGES MAY AFFECT POSITION VALUE AND LIQUIDATION PRICE. ALERTS, IF PROVIDED, MAY BE DELAYED OR UNDELIVERED. WICK TRADE DOES NOT CONTROL LIQUIDATION MECHANISMS, EXECUTION, OR PRICING.
5. TECHNOLOGY RISK. DEFI PROTOCOLS RELY ON SMART CONTRACTS, ORACLES, BRIDGES, VALIDATORS, AND OTHER CODE OR INFRASTRUCTURE THAT MAY CONTAIN DEFECTS OR VULNERABILITIES. BUGS, EXPLOITS, OR ECONOMIC ATTACKS (INCLUDING ORACLE MANIPULATION, MEV, OR BRIDGE FAILURES) CAN CAUSE LOSS OR INACCESSIBILITY OF FUNDS. PROTOCOL GOVERNANCE MAY UPGRADE, PAUSE, OR MODIFY CONTRACTS; NETWORKS MAY FORK OR REORGANIZE. WICK TRADE MAY ELECT NOT TO SUPPORT PARTICULAR FORKS, AIRDROPS, UPGRADES, OR NETWORK CHANGES.
6. KEY MANAGEMENT RISK. YOU ARE SOLELY RESPONSIBLE FOR YOUR WALLET, PRIVATE KEYS, SEED PHRASES, PASSCODES, AND DEVICES. WE DO NOT CREATE, HOLD, STORE, OR RECOVER PRIVATE KEYS OR SEED PHRASES AND CANNOT REVERSE TRANSACTIONS YOU AUTHORIZE. LOSS OR COMPROMISE OF KEYS, SEED PHRASES, SIM CARDS, EMAIL ACCOUNTS, OR DEVICE SECURITY CAN RESULT IN PERMANENT, IRREVERSIBLE LOSS. MAINTAIN BACKUPS, USE STRONG AUTHENTICATION, AND SECURE YOUR DEVICES.
7. THIRD-PARTY SERVICE RISK. THE APP MAY DISPLAY OR INTEROPERATE WITH INDEPENDENT THIRD-PARTY PROTOCOLS AND SERVICES (FOR EXAMPLE, DECENTRALIZED TRADING PROTOCOLS, ON/OFF-RAMPS, RPC OR RELAY PROVIDERS, AND MARKET-DATA SERVICES). THESE ARE NOT CONTROLLED BY WICK TRADE AND OPERATE UNDER THEIR OWN TERMS AND PRIVACY POLICIES. AVAILABILITY, PERFORMANCE, PRICING, EXECUTION QUALITY, RISK PARAMETERS, AND SECURITY MAY CHANGE WITHOUT NOTICE. FAILURES, OUTAGES, SECURITY INCIDENTS, PARAMETER CHANGES, OR INSOLVENCY OF A THIRD PARTY CAN CAUSE LOSS OR DELAY.
8. JURISDICTIONAL AND SANCTIONS RISK. LAWS AND REGULATIONS GOVERNING DIGITAL ASSETS, DERIVATIVES, MARKET INTEGRITY, SANCTIONS, EXPORT CONTROLS, CONSUMER PROTECTION, TAX, AND PRIVACY ARE EVOLVING AND MAY CHANGE WITHOUT NOTICE. SUCH CHANGES MAY REQUIRE WICK TRADE TO RESTRICT, SUSPEND, OR DISABLE FEATURES, ASSETS, OR ACCESS FROM CERTAIN LOCATIONS. THE APP IS NOT OFFERED WHERE PROHIBITED OR TO RESTRICTED PARTIES. TO THE EXTENT PERMITTED BY LAW AND PLATFORM POLICIES, WICK TRADE MAY IMPLEMENT LOCATION AND SANCTIONS CONTROLS AND DISABLE FEATURES OR ACCESS WHERE WE REASONABLY BELIEVE USE WOULD VIOLATE LAW OR OUR TERMS. CIRCUMVENTION ATTEMPTS (INCLUDING VIA VPN, PROXY, GPS SPOOFING, OR MISREPRESENTED RESIDENCE) ARE PROHIBITED.
9. SECURITY AND OPERATIONAL RISK. BLOCKCHAIN TRANSACTIONS ARE GENERALLY IRREVERSIBLE. INPUT ERRORS, WRONG ADDRESSES, OR MISCONFIGURED NETWORK/GAS SETTINGS MAY CAUSE PERMANENT LOSS. THREATS SUCH AS HACKING, MALWARE, PHISHING, SOCIAL-ENGINEERING, SIM-SWAPS, MAN-IN-THE-MIDDLE, OR SUPPLY-CHAIN ATTACKS MAY TARGET YOU OR YOUR DEVICE. CONGESTION, VALIDATOR OR RELAYER OUTAGES, CLOUD OR CDN INCIDENTS, ROUTING FAILURES, MEV, OR REORGANIZATIONS MAY DELAY OR PREVENT EXECUTION AND AFFECT PRICING OR OUTCOMES. TO PROTECT USERS OR COMPLY WITH LAW OR PLATFORM RULES, WICK TRADE MAY SUSPEND, RATE-LIMIT, OR DISABLE FEATURES OR ACCESS. CONTINUOUS, UNINTERRUPTED, OR ERROR-FREE OPERATION IS NOT GUARANTEED.
10. NO CUSTODY OR INSURANCE. WICK TRADE DOES NOT CUSTODY, HOLD, OR CONTROL YOUR DIGITAL ASSETS. ASSETS REMAIN UNDER YOUR SELF-CUSTODIAL CONTROL. WE DO NOT ACCEPT DEPOSITS AND DO NOT PROVIDE BANKING, TRUST, OR FIDUCIARY SERVICES. DIGITAL ASSETS ARE NOT INSURED OR GUARANTEED BY THE FDIC, SIPC, FSCS, OR ANY COMPARABLE PROGRAM. LOSSES FROM MARKET EVENTS, SMART-CONTRACT OR PROTOCOL FAILURES, SECURITY INCIDENTS, OR USER ERROR ARE NOT INSURED.
11. FEES AND POTENTIAL CONFLICTS. TO THE EXTENT PERMITTED BY LAW AND PLATFORM POLICIES, WICK TRADE MAY CHARGE INTERFACE OR ROUTING FEES OR RECEIVE REBATES, REFERRALS, OR OTHER ECONOMIC INCENTIVES FROM THIRD-PARTY PROTOCOLS OR SERVICE PROVIDERS. WHERE APPLICABLE, SUCH FEES OR INCENTIVES WILL BE DISCLOSED IN-APP OR AT POINT OF USE. THESE ARRANGEMENTS DO NOT CREATE ANY FIDUCIARY DUTY AND DO NOT CHANGE THE RISKS OF YOUR TRANSACTIONS.
12. DATA TRANSPARENCY RISK. PUBLIC BLOCKCHAINS ARE PERMANENT AND TRANSPARENT. DATA WRITTEN ON-CHAIN (INCLUDING WALLET ADDRESSES AND TRANSACTION HISTORIES) CANNOT BE ALTERED OR DELETED BY WICK TRADE AND MAY BE LINKED OR PROFILED BY THIRD PARTIES. PRIVACY LAWS (SUCH AS THE CCPA OR GDPR) MAY PROVIDE CERTAIN RIGHTS, BUT DO NOT OVERRIDE THE TECHNICAL IMMUTABILITY OF PUBLIC BLOCKCHAINS.
13. FORCE MAJEURE. TO THE FULLEST EXTENT PERMITTED BY LAW, WICK TRADE IS NOT LIABLE FOR FAILURE, DELAY, OR INTERRUPTION CAUSED BY EVENTS BEYOND ITS REASONABLE CONTROL, INCLUDING NATURAL DISASTERS, WAR, TERRORISM, CIVIL UNREST, GOVERNMENT ACTIONS, POWER OR INTERNET FAILURES, PLATFORM OR APP-STORE ACTIONS, NETWORK OUTAGES, THIRD-PARTY INFRASTRUCTURE FAILURES, OR BLOCKCHAIN DISRUPTIONS. SUCH EVENTS MAY TEMPORARILY OR PERMANENTLY LIMIT ACCESS OR FUNCTIONALITY